Assumable homes for sale in Chattanooga, TN

7 homesFHA loansrates from 2.88% vs 7.40% today

Chattanooga assumption guide
4844 Pawnee Trail, Chattanooga, TN, 37411 — assumable FHA mortgage at 2.88%
FHA
Active
18
$299,000$128,488 equity gap
Rate
2.88%
7.40%today
Payment
$815/mo
$1,359today
  • 3beds
  • 2baths
  • 1,410sqft

4844 Pawnee Trail, Chattanooga

4722 Arrowhead Trl, Chattanooga, TN, 37411 — assumable FHA mortgage at 3.13%
FHA
Active
18
$149,900$120,226 equity gap
Rate
3.13%
7.40%today
Payment
$332/mo
$473today
  • 2beds
  • 1baths
  • 1,032sqft

4722 Arrowhead Trl, Chattanooga

3520 Ridgeside Rd, Chattanooga, TN, 37411 — assumable FHA mortgage at 3.94%
FHA
Active
22
$249,900$182,631 equity gap
Rate
3.94%
7.40%today
Payment
$490/mo
$715today
  • 3beds
  • 2baths
  • 1,152sqft

3520 Ridgeside Rd, Chattanooga

300 Haney Drive, Chattanooga, TN, 37411 — assumable FHA mortgage at 4.22%
FHA
Active
37
$295,000$180,536 equity gap
Rate
4.22%
7.40%today
Payment
$674/mo
$952today
  • 3beds
  • 3baths
  • 2,122sqft

300 Haney Drive, Chattanooga

119 Bales Avenue, Chattanooga, TN, 37412 — assumable FHA mortgage at 6.58%
FHA
Active
47
$265,000$40,460 equity gap
Rate
6.58%
7.40%today
Payment
$1,475/mo
$1,603today
  • 2beds
  • 1baths
  • 1,398sqft

119 Bales Avenue, Chattanooga

3805 Rollingwood Drive, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.87%
FHA
Active
67
$339,900$37,575 equity gap
Rate
6.87%
7.40%today
Payment
$2,031/mo
$2,141today
  • 3beds
  • 3baths
  • 2,862sqft

3805 Rollingwood Drive, Chattanooga

821 Belvoir Terrace, Chattanooga, TN, 37412 — assumable FHA mortgage at 5.05%
FHA
Active
37
$279,000$194,402 equity gap
Rate
5.05%
7.40%today
Payment
$684/mo
$877today
  • 3beds
  • 2baths
  • 1,718sqft

821 Belvoir Terrace, Chattanooga

Assuming a mortgage in Chattanooga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$332 /mo
Median cash to assume
$128,488
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.