Assumable homes for sale in Cerritos, CA

7 homesFHA loansrates from 3.66% vs 7.40% today

Cerritos assumption guide
16828 Judy Way, Cerritos, CA, 90703 — assumable FHA mortgage at 3.85%
FHA
Active
11
$479,900$139,846 equity gap
Rate
3.85%
7.40%today
Payment
$1,740/mo
$2,569today
  • 2beds
  • 1baths
  • 808sqft

16828 Judy Way, Cerritos

11830 Hayford, Norwalk, CA, 90650 — assumable FHA mortgage at 3.66%
FHA
Active
4
$599,999$294,071 equity gap
Rate
3.66%
7.40%today
Payment
$1,619/mo
$2,447today
  • 2beds
  • 1baths
  • 675sqft

11830 Hayford, Norwalk

16825 Chaparral Avenue, Cerritos, CA, 90703 — assumable FHA mortgage at 6.47%
FHA
Active
11
$569,000$31,917 equity gap
Rate
6.47%
7.40%today
Payment
$3,465/mo
$3,807today
  • 2beds
  • 1baths
  • 904sqft

16825 Chaparral Avenue, Cerritos

15422 Benfield, Norwalk, CA, 90650 — assumable FHA mortgage at 6.34%
FHA
Active
22
$980,000$167,053 equity gap
Rate
6.34%
7.40%today
Payment
$5,097/mo
$5,677today
  • 4beds
  • 2baths
  • 2,290sqft

15422 Benfield, Norwalk

18326 San Gabriel, Cerritos, CA, 90703 — assumable FHA mortgage at 6.47%
FHA
Active
29
$1,100,000$156,826 equity gap
Rate
6.47%
7.40%today
Payment
$6,078/mo
$6,679today
  • 4beds
  • 2baths
  • 1,543sqft

18326 San Gabriel, Cerritos

12101 Barnwall, Norwalk, CA, 90650 — assumable FHA mortgage at 6.58%
FHA
Active
36
$699,000$240,262 equity gap
Rate
6.58%
7.40%today
Payment
$2,951/mo
$3,205today
  • 3beds
  • 2baths
  • 879sqft

12101 Barnwall, Norwalk

14626 Devlin Avenue, Norwalk, CA, 90650 — assumable FHA mortgage at 6.08%
FHA
Active
35
$779,000$761,247 equity gap
Rate
6.08%
7.40%today
Payment
$119/mo
$134today
  • 4beds
  • 2baths
  • 1,349sqft

14626 Devlin Avenue, Norwalk

Assuming a mortgage in Cerritos

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.66%
Lowest existing payment
$1,619 /mo
Median cash to assume
$167,053
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.