Assumable homes for sale in Bonsall, CA

5 homesVA & FHA loansrates from 2.81% vs 7.40% today

Bonsall assumption guide
1826 Via Monserate, Fallbrook, CA, 92028 — assumable VA mortgage at 2.81%
VA
Active
24
$1,000,000$702,538 equity gap
Rate
2.81%
7.40%today
Payment
$1,394/mo
$2,346today
  • 3beds
  • 3baths
  • 2,000sqft

1826 Via Monserate, Fallbrook

31402 Lake Vista, Bonsall, CA, 92003 — assumable VA mortgage at 2.98%
VA
Active
64
$2,500,000$1,161,746 equity gap
Rate
2.98%
7.40%today
Payment
$6,361/mo
$10,473today
  • 4beds
  • 5baths
  • 4,583sqft

31402 Lake Vista, Bonsall

5474 Starlight Pl, Bonsall, CA, 92003 — assumable FHA mortgage at 6.30%
FHA
Active
43
$835,000$31,525 equity gap
Rate
6.30%
7.40%today
Payment
$5,022/mo
$5,617today
  • 4beds
  • 3baths
  • 2,043sqft

5474 Starlight Pl, Bonsall

31908 Del Cielo Este #10A, Bonsall, CA, 92003 — assumable VA mortgage at 6.78%
VA
Active
21
$574,999$23,311 equity gap
Rate
6.78%
7.40%today
Payment
$3,688/mo
$3,925today
  • 3beds
  • 3baths
  • 1,653sqft

31908 Del Cielo Este #10A, Bonsall

32036 Del Cielo Oeste #7E, Bonsall, CA, 92003 — assumable VA mortgage at 6.09%
VA
Active
36
$600,000$101,850 equity gap
Rate
6.09%
7.40%today
Payment
$3,086/mo
$3,529today
  • 2beds
  • 2baths
  • 1,040sqft

32036 Del Cielo Oeste #7E, Bonsall

Assuming a mortgage in Bonsall

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$1,394 /mo
Median cash to assume
$101,850
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.