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Assumable homes for sale in Boise, ID

10 homesFHA & VA loansrates from 3.65% vs 7.40% today

Boise assumption guide
8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$479,900$128,217 equity gap
Rate
3.76%
7.40%today
Payment
$1,785/mo
$2,666today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

9401 Stonehill Ct, Boise, ID, 83709 — assumable VA mortgage at 3.65%
VA
Active
33
$559,900$238,495 equity gap
Rate
3.65%
7.40%today
Payment
$1,699/mo
$2,572today
  • 5beds
  • 3baths
  • 2,640sqft

9401 Stonehill Ct, Boise

642 Malaga Lane, Boise, ID, 83709 — assumable FHA mortgage at 3.99%
FHA
Active
25
$335,000$157,958 equity gap
Rate
3.99%
7.40%today
Payment
$986/mo
$1,431today
  • 3beds
  • 2baths
  • 1,568sqft

642 Malaga Lane, Boise

8921 Sunflower Ct, Boise, ID, 83704 — assumable VA mortgage at 6.34%
VA
Active
33
$439,900Potential short sale
Rate
6.34%
7.40%today
Payment
$2,940/mo
$3,238today
  • 4beds
  • 2baths
  • 1,508sqft

8921 Sunflower Ct, Boise

5760 W Plantation Ln, Garden City, ID, 83703 — assumable FHA mortgage at 6.54%
FHA
Active
40
$635,000$120,211 equity gap
Rate
6.54%
7.40%today
Payment
$3,403/mo
$3,713today
  • 3beds
  • 2baths
  • 1,886sqft

5760 W Plantation Ln, Garden City

453 White Cloud Dr, Boise, ID, 83709 — assumable FHA mortgage at 6.81%
FHA
Active
21
$649,900$71,242 equity gap
Rate
6.81%
7.40%today
Payment
$3,909/mo
$4,147today
  • 4beds
  • 4baths
  • 2,658sqft

453 White Cloud Dr, Boise

2812 Cole Rd, Boise, ID, 83704 — assumable FHA mortgage at 7.06%
FHA
Active
32
$439,900$70,450 equity gap
Rate
7.06%
7.40%today
Payment
$2,530/mo
$2,617today
  • 5beds
  • 2baths
  • 1,704sqft

2812 Cole Rd, Boise

8211 Cory Ct., Boise, ID, 83704 — assumable VA mortgage at 4.83%
VA
Active
20
$424,900$269,911 equity gap
Rate
4.83%
7.40%today
Payment
$946/mo
$1,245today
  • 3beds
  • 2baths
  • 1,459sqft

8211 Cory Ct., Boise

7836 Hummel Dr, Boise, ID, 83709 — assumable FHA mortgage at 6.49%
FHA
Active
48
$575,000$142,925 equity gap
Rate
6.49%
7.40%today
Payment
$2,790/mo
$3,059today
  • 4beds
  • 2baths
  • 2,616sqft

7836 Hummel Dr, Boise

7100 Poplar Street, Boise, ID, 83704 — assumable FHA mortgage at 6.57%
FHA
Active
50
$454,000$127,898 equity gap
Rate
6.57%
7.40%today
Payment
$2,157/mo
$2,346today
  • 3beds
  • 2baths
  • 1,330sqft

7100 Poplar Street, Boise

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.65%
Lowest existing payment
$946 /mo
Median cash to assume
$128,058
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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