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Assumable homes for sale in Boise, ID

56 homesFHA & VA loansrates from 2.00% vs 7.40% today

Boise assumption guide
4263 Da Vinci Way, Meridian, ID, 83642 — assumable VA mortgage at 3.22%
VATop pick
Active
16
$740,000Potential short sale
Rate
3.22%
7.40%today
Payment
$3,685/mo
$5,885today
  • 5beds
  • 4baths
  • 3,287sqft

4263 Da Vinci Way, Meridian

8374 W Falling Star St, Boise, ID, 83709 — assumable FHA mortgage at 2.77%
FHA
Active
48
$419,900$64,861 equity gap
Rate
2.77%
7.40%today
Payment
$1,638/mo
$2,770today
  • 3beds
  • 2baths
  • 1,383sqft

8374 W Falling Star St, Boise

6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$463,000$88,316 equity gap
Rate
2.90%
7.40%today
Payment
$1,757/mo
$2,923today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

412 S 13th Street #110, Boise, ID, 83702 — assumable VA mortgage at 2.74%
VA
Active
30
$399,900$102,351 equity gap
Rate
2.74%
7.40%today
Payment
$1,387/mo
$2,356today
  • 1beds
  • 2baths
  • 1,055sqft

412 S 13th Street #110, Boise

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$162,076 equity gap
Rate
3.07%
7.40%today
Payment
$2,240/mo
$3,645today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

10068 Fox Brush, Boise, ID, 83709 — assumable FHA mortgage at 3.22%
FHA
Active
$360,000$93,675 equity gap
Rate
3.22%
7.40%today
Payment
$1,277/mo
$2,040today
  • 3beds
  • 1baths
  • 1,024sqft

10068 Fox Brush, Boise

5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$75,288 equity gap
Rate
3.89%
7.40%today
Payment
$2,037/mo
$3,019today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

2010/2012 Denver Ave., Boise, ID, 83706 — assumable FHA mortgage at 2.74%
FHA
Active
22
$484,000$150,791 equity gap
Rate
2.74%
7.40%today
Payment
$1,557/mo
$2,645today
  • 2beds
  • 2baths
  • 1,200sqft

2010/2012 Denver Ave., Boise

4148 Cleary St, Meridian, ID, 83642 — assumable FHA mortgage at 3.12%
FHA
Active
49
$815,000$245,730 equity gap
Rate
3.12%
7.40%today
Payment
$2,706/mo
$4,376today
  • 3beds
  • 3baths
  • 2,656sqft

4148 Cleary St, Meridian

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$479,900$128,217 equity gap
Rate
3.76%
7.40%today
Payment
$1,785/mo
$2,666today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

9707 Portola Dr, Boise, ID, 83709 — assumable VA mortgage at 2.00%
VA
Active
37
$450,000$322,443 equity gap
Rate
2.00%
7.40%today
Payment
$747/mo
$1,400today
  • 4beds
  • 3baths
  • 2,050sqft

9707 Portola Dr, Boise

826 Beachwood St, Eagle, ID, 83616 — assumable FHA mortgage at 2.52%
FHA
Active
40
$649,000$510,890 equity gap
Rate
2.52%
7.40%today
Payment
$1,419/mo
$1,958today
  • 6beds
  • 3baths
  • 2,852sqft

826 Beachwood St, Eagle

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,808 equity gap
Rate
2.58%
7.40%today
Payment
$868/mo
$1,506today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,808 equity gap
Rate
2.58%
7.40%today
Payment
$868/mo
$1,506today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

11855 W Dickens Dr, Boise, ID, 83709 — assumable VA mortgage at 2.71%
VA
Active
32
$445,000$300,030 equity gap
Rate
2.71%
7.40%today
Payment
$677/mo
$1,154today
  • 3beds
  • 2baths
  • 1,390sqft

11855 W Dickens Dr, Boise

1901 Stream Pointe Ln, Eagle, ID, 83616 — assumable VA mortgage at 2.93%
VA
Active
43
$750,000$308,233 equity gap
Rate
2.93%
7.40%today
Payment
$2,133/mo
$3,534today
  • 3beds
  • 3baths
  • 2,840sqft

1901 Stream Pointe Ln, Eagle

4986 S Tinker Ave, Boise, ID, 83709 — assumable FHA mortgage at 3.01%
FHA
Active
37
$509,900$207,113 equity gap
Rate
3.01%
7.40%today
Payment
$1,478/mo
$2,424today
  • 4beds
  • 3baths
  • 2,039sqft

4986 S Tinker Ave, Boise

3062 Tusa St, Meridian, ID, 83642 — assumable VA mortgage at 3.08%
VA
Active
20
$675,000$308,406 equity gap
Rate
3.08%
7.40%today
Payment
$1,766/mo
$2,870today
  • 4beds
  • 3baths
  • 2,608sqft

3062 Tusa St, Meridian

10028 Cayuse Ln., Boise, ID, 83714 — assumable FHA mortgage at 3.22%
FHA
Active
48
$819,000$374,531 equity gap
Rate
3.22%
7.40%today
Payment
$2,131/mo
$3,404today
  • 4beds
  • 2baths
  • 1,792sqft

10028 Cayuse Ln., Boise

11086 Morela Drive, Boise, ID, 83709 — assumable VA mortgage at 3.64%
VA
Active
42
$559,000$209,518 equity gap
Rate
3.64%
7.40%today
Payment
$1,846/mo
$2,797today
  • 3beds
  • 3baths
  • 2,084sqft

11086 Morela Drive, Boise

9401 Stonehill Ct, Boise, ID, 83709 — assumable VA mortgage at 3.65%
VA
Active
33
$559,900$238,495 equity gap
Rate
3.65%
7.40%today
Payment
$1,699/mo
$2,572today
  • 5beds
  • 3baths
  • 2,640sqft

9401 Stonehill Ct, Boise

3034 Neff St, Boise, ID, 83703 — assumable FHA mortgage at 3.69%
FHA
Active
25
$529,000$427,119 equity gap
Rate
3.69%
7.40%today
Payment
$632/mo
$952today
  • 3beds
  • 1baths
  • 1,174sqft

3034 Neff St, Boise

4601 Copper Point Dr, Meridian, ID, 83642 — assumable VA mortgage at 5.10%
VA
Active
43
$840,000$94,672 equity gap
Rate
5.10%
7.40%today
Payment
$4,331/mo
$5,523today
  • 3beds
  • 3baths
  • 2,533sqft

4601 Copper Point Dr, Meridian

3505 Maple Grove Rd, Boise, ID, 83709 — assumable FHA mortgage at 3.97%
FHA
Active
50
$674,900$519,699 equity gap
Rate
3.97%
7.40%today
Payment
$954/mo
$1,388today
  • 2beds
  • 1baths
  • 1,462sqft

3505 Maple Grove Rd, Boise

3505 Maple Grove Rd, Boise, ID, 83709 — assumable FHA mortgage at 3.97%
FHA
Active
50
$674,900$519,699 equity gap
Rate
3.97%
7.40%today
Payment
$954/mo
$1,388today
  • 2beds
  • 1baths
  • 1,462sqft

3505 Maple Grove Rd, Boise

642 Malaga Lane, Boise, ID, 83709 — assumable FHA mortgage at 3.99%
FHA
Active
25
$335,000$157,958 equity gap
Rate
3.99%
7.40%today
Payment
$986/mo
$1,431today
  • 3beds
  • 2baths
  • 1,568sqft

642 Malaga Lane, Boise

8921 Sunflower Ct, Boise, ID, 83704 — assumable VA mortgage at 6.34%
VA
Active
33
$439,900Potential short sale
Rate
6.34%
7.40%today
Payment
$2,940/mo
$3,238today
  • 4beds
  • 2baths
  • 1,508sqft

8921 Sunflower Ct, Boise

2038 Mackinnon Ln, Boise, ID, 83706 — assumable FHA mortgage at 6.50%
FHA
Active
27
$707,500Potential short sale
Rate
6.50%
7.40%today
Payment
$24,082/mo
$26,380today
  • 3beds
  • 4baths
  • 2,275sqft

2038 Mackinnon Ln, Boise

9752 Bridgegate St, Boise, ID, 83709 — assumable VA mortgage at 6.67%
VA
Active
37
$635,900$32,459 equity gap
Rate
6.67%
7.40%today
Payment
$3,921/mo
$4,220today
  • 3beds
  • 2baths
  • 1,697sqft

9752 Bridgegate St, Boise

3871 Puggy Ln, Boise, ID, 83705 — assumable VA mortgage at 5.10%
VA
Active
29
$539,990$134,558 equity gap
Rate
5.10%
7.40%today
Payment
$2,359/mo
$3,009today
  • 3beds
  • 3baths
  • 1,793sqft

3871 Puggy Ln, Boise

6091 Willowdale Pl, Garden City, ID, 83714 — assumable VA mortgage at 4.72%
VA
Active
49
$610,000$224,181 equity gap
Rate
4.72%
7.40%today
Payment
$2,160/mo
$2,876today
  • 4beds
  • 2baths
  • 1,837sqft

6091 Willowdale Pl, Garden City

16 Caracaras Way, Eagle, ID, 83616 — assumable FHA mortgage at 4.46%
FHA
Active
41
$560,000$286,294 equity gap
Rate
4.46%
7.40%today
Payment
$1,604/mo
$2,203today
  • 3beds
  • 3baths
  • 2,322sqft

16 Caracaras Way, Eagle

3133 Hillway Dr, Boise, ID, 83702 — assumable VA mortgage at 6.69%
VA
Active
43
$729,900$64,906 equity gap
Rate
6.69%
7.40%today
Payment
$4,412/mo
$4,739today
  • 4beds
  • 3baths
  • 1,794sqft

3133 Hillway Dr, Boise

7382 Danbury Ct, Boise, ID, 83709 — assumable FHA mortgage at 6.71%
FHA
Active
20
$404,000$38,469 equity gap
Rate
6.71%
7.40%today
Payment
$2,448/mo
$2,624today
  • 3beds
  • 2baths
  • 1,381sqft

7382 Danbury Ct, Boise

9575 Montebello Dr, Boise, ID, 83709 — assumable VA mortgage at 6.49%
VA
Active
35
$575,000$100,430 equity gap
Rate
6.49%
7.40%today
Payment
$2,999/mo
$3,289today
  • 4beds
  • 3baths
  • 2,104sqft

9575 Montebello Dr, Boise

4664 Syracuse Pl, Boise, ID, 83713 — assumable FHA mortgage at 6.50%
FHA
Active
31
$595,000$102,424 equity gap
Rate
6.50%
7.40%today
Payment
$3,248/mo
$3,558today
  • 5beds
  • 3baths
  • 2,488sqft

4664 Syracuse Pl, Boise

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$632 /mo
Median cash to assume
$195,167
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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