Assumable homes for sale in Bloomington, MN

6 homesFHA & VA loansrates from 2.24% vs 7.40% today

Bloomington assumption guide
1005 105th Street, Bloomington, MN, 55431 — assumable VA mortgage at 2.87%
VA
Active
24
$260,000$47,271 equity gap
Rate
2.87%
7.40%today
Payment
$992/mo
$1,657today
  • 3beds
  • 3baths
  • 1,760sqft

1005 105th Street, Bloomington

7520 Blaisdell Avenue, Richfield, MN, 55423 — assumable FHA mortgage at 2.88%
FHA
Active
46
$350,000$40,078 equity gap
Rate
2.88%
7.40%today
Payment
$1,447/mo
$2,413today
  • 4beds
  • 3baths
  • 2,313sqft

7520 Blaisdell Avenue, Richfield

4636 Heritage Hills Drive, Bloomington, MN, 55437 — assumable VA mortgage at 2.24%
VA
Active
38
$399,999$342,831 equity gap
Rate
2.24%
7.40%today
Payment
$549/mo
$772today
  • 4beds
  • 2baths
  • 2,443sqft

4636 Heritage Hills Drive, Bloomington

8912 Vincent Place, Bloomington, MN, 55431 — assumable FHA mortgage at 3.07%
FHA
Active
40
$575,000$340,690 equity gap
Rate
3.07%
7.40%today
Payment
$1,358/mo
$2,081today
  • 3beds
  • 3baths
  • 2,116sqft

8912 Vincent Place, Bloomington

8013 Xerxes Avenue #B103, Bloomington, MN, 55431 — assumable FHA mortgage at 6.44%
FHA
Active
27
$189,900$14,157 equity gap
Rate
6.44%
7.40%today
Payment
$1,126/mo
$1,241today
  • 2beds
  • 2baths
  • 1,065sqft

8013 Xerxes Avenue #B103, Bloomington

9101 Russell Avenue, Bloomington, MN, 55431 — assumable FHA mortgage at 6.10%
FHA
Active
39
$415,000$333,642 equity gap
Rate
6.10%
7.40%today
Payment
$495/mo
$566today
  • 4beds
  • 2baths
  • 1,626sqft

9101 Russell Avenue, Bloomington

Assuming a mortgage in Bloomington

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.24%
Lowest existing payment
$495 /mo
Median cash to assume
$190,457
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.