Assumable homes for sale in Atwater, CA

7 homesFHA & VA loansrates from 2.71% vs 7.40% today

Atwater assumption guide
2266 Nebela, Atwater, CA, 95301 — assumable FHA mortgage at 2.71%
FHA
Active
36
$475,000$159,632 equity gap
Rate
2.71%
7.40%today
Payment
$1,473/mo
$2,511today
  • 4beds
  • 2baths
  • 2,110sqft

2266 Nebela, Atwater

1625 Osborn Terrace, Atwater, CA, 95301 — assumable VA mortgage at 3.10%
VA
Active
34
$379,000$271,397 equity gap
Rate
3.10%
7.40%today
Payment
$510/mo
$827today
  • 3beds
  • 2baths
  • 1,346sqft

1625 Osborn Terrace, Atwater

208 Leslie Drive, Atwater, CA, 95301 — assumable VA mortgage at 3.28%
VA
Active
21
$425,000$345,797 equity gap
Rate
3.28%
7.40%today
Payment
$489/mo
$724today
  • 3beds
  • 2baths
  • 1,504sqft

208 Leslie Drive, Atwater

3207 Manzanita, Atwater, CA, 95301 — assumable FHA mortgage at 4.72%
FHA
Active
44
$469,000$72,329 equity gap
Rate
4.72%
7.40%today
Payment
$2,220/mo
$2,957today
  • 4beds
  • 2baths
  • 1,876sqft

3207 Manzanita, Atwater

1814 White Pines Court, Atwater, CA, 95301 — assumable FHA mortgage at 5.04%
FHA
Active
36
$495,000$401,783 equity gap
Rate
5.04%
7.40%today
Payment
$805/mo
$1,033today
  • 3beds
  • 2baths
  • 1,705sqft

1814 White Pines Court, Atwater

1291 Spruce, Atwater, CA, 95301 — assumable FHA mortgage at 5.13%
FHA
Active
5
$375,000$163,202 equity gap
Rate
5.13%
7.40%today
Payment
$1,220/mo
$1,550today
  • 3beds
  • 2baths
  • 1,226sqft

1291 Spruce, Atwater

1824 Augusta, Atwater, CA, 95301 — assumable VA mortgage at 6.02%
VA
Active
39
$435,000$131,374 equity gap
Rate
6.02%
7.40%today
Payment
$1,923/mo
$2,216today
  • 3beds
  • 2baths
  • 1,487sqft

1824 Augusta, Atwater

Assuming a mortgage in Atwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$489 /mo
Median cash to assume
$163,202
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.