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Assumable homes for sale in Atascadero, CA

3 homesFHA & VA loansrates from 2.88% vs 7.40% today

Atascadero assumption guide
44 Gray Pine, Templeton, CA, 93465 — assumable FHA mortgage at 2.96%
FHA
Active
19
$610,000$192,229 equity gap
Rate
2.96%
7.40%today
Payment
$1,977/mo
$3,263today
  • 3beds
  • 2baths
  • 1,147sqft

44 Gray Pine, Templeton

3570 Sibley Lane, Templeton, CA, 93465 — assumable VA mortgage at 2.88%
VA
Active
34
$2,150,000$1,458,617 equity gap
Rate
2.88%
7.40%today
Payment
$3,243/mo
$5,409today
  • 4beds
  • 4baths
  • 6,022sqft

3570 Sibley Lane, Templeton

726 Gough Avenue, Templeton, CA, 93465 — assumable FHA mortgage at 3.24%
FHA
Active
32
$725,000$672,159 equity gap
Rate
3.24%
7.40%today
Payment
$265/mo
$422today
  • 4beds
  • 2baths
  • 1,875sqft

726 Gough Avenue, Templeton

Assuming a mortgage in Atascadero

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,977 /mo
Median cash to assume
$672,159
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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