Assumable homes for sale in Apple Valley, MN

18 homesFHA & VA loansrates from 2.87% vs 7.40% today

Apple Valley assumption guide
7632 157th Street #200, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.03%
FHA
Active
31
$125,000$24,310 equity gap
Rate
3.03%
7.40%today
Payment
$492/mo
$806today
  • 1beds
  • 1baths
  • 701sqft

7632 157th Street #200, Apple Valley

829 Mcintosh Drive, Apple Valley, MN, 55124 — assumable FHA mortgage at 2.87%
FHA
Active
32
$375,000$103,029 equity gap
Rate
2.87%
7.40%today
Payment
$1,266/mo
$2,113today
  • 4beds
  • 2baths
  • 2,387sqft

829 Mcintosh Drive, Apple Valley

14600 Hallmark Drive, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.24%
FHA
Active
52
$375,000$111,607 equity gap
Rate
3.24%
7.40%today
Payment
$1,323/mo
$2,108today
  • 4beds
  • 2baths
  • 2,314sqft

14600 Hallmark Drive, Apple Valley

404 Cimarron Road, Apple Valley, MN, 55124 — assumable FHA mortgage at 2.87%
FHA
Active
24
$385,000$122,203 equity gap
Rate
2.87%
7.40%today
Payment
$1,229/mo
$2,051today
  • 4beds
  • 3baths
  • 2,110sqft

404 Cimarron Road, Apple Valley

15576 Finch Avenue, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.12%
FHA
Active
38
$248,900$96,452 equity gap
Rate
3.12%
7.40%today
Payment
$725/mo
$1,172today
  • 2beds
  • 2baths
  • 1,624sqft

15576 Finch Avenue, Apple Valley

6750 158th Street, Apple Valley, MN, 55124 — assumable FHA mortgage at 4.42%
FHA
Active
33
$339,900$22,503 equity gap
Rate
4.42%
7.40%today
Payment
$1,725/mo
$2,379today
  • 4beds
  • 4baths
  • 2,030sqft

6750 158th Street, Apple Valley

13390 Hughes Court, Apple Valley, MN, 55124 — assumable VA mortgage at 3.41%
VA
Active
37
$260,000$181,179 equity gap
Rate
3.41%
7.40%today
Payment
$521/mo
$813today
  • 2beds
  • 2baths
  • 1,263sqft

13390 Hughes Court, Apple Valley

228 Walnut Lane, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.59%
FHA
Active
64
$399,900$220,698 equity gap
Rate
3.59%
7.40%today
Payment
$1,057/mo
$1,611today
  • 3beds
  • 2baths
  • 1,810sqft

228 Walnut Lane, Apple Valley

14334 Heywood Avenue, Apple Valley, MN, 55124 — assumable VA mortgage at 3.73%
VA
Active
33
$300,000$159,187 equity gap
Rate
3.73%
7.40%today
Payment
$843/mo
$1,263today
  • 2beds
  • 2baths
  • 1,933sqft

14334 Heywood Avenue, Apple Valley

15894 Gooseberry Way, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.80%
FHA
Active
29
$260,000$149,712 equity gap
Rate
3.80%
7.40%today
Payment
$770/mo
$1,145today
  • 3beds
  • 2baths
  • 1,687sqft

15894 Gooseberry Way, Apple Valley

7436 Germane Trail, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.93%
FHA
Active
38
$180,000$74,574 equity gap
Rate
3.93%
7.40%today
Payment
$614/mo
$897today
  • 2beds
  • 2baths
  • 948sqft

7436 Germane Trail, Apple Valley

14011 Hayes Road, Apple Valley, MN, 55124 — assumable VA mortgage at 3.94%
VA
Active
26
$400,000$175,764 equity gap
Rate
3.94%
7.40%today
Payment
$1,313/mo
$1,918today
  • 4beds
  • 3baths
  • 2,687sqft

14011 Hayes Road, Apple Valley

16066 Foliage Avenue, Rosemount, MN, 55068 — assumable FHA mortgage at 4.00%
FHA
Active
20
$247,000$187,798 equity gap
Rate
4.00%
7.40%today
Payment
$762/mo
$1,106today
  • 3beds
  • 2baths
  • 1,488sqft

16066 Foliage Avenue, Rosemount

8906 138th Street Court, Apple Valley, MN, 55124 — assumable FHA mortgage at 6.10%
FHA
Active
43
$479,900$14,184 equity gap
Rate
6.10%
7.40%today
Payment
$2,836/mo
$3,241today
  • 4beds
  • 4baths
  • 3,366sqft

8906 138th Street Court, Apple Valley

16025 Grove Trail, Lakeville, MN, 55044 — assumable FHA mortgage at 6.00%
FHA
Active
23
$399,900$64,966 equity gap
Rate
6.00%
7.40%today
Payment
$2,016/mo
$2,328today
  • 4beds
  • 2baths
  • 2,536sqft

16025 Grove Trail, Lakeville

135 Sabra Court, Apple Valley, MN, 55124 — assumable VA mortgage at 6.35%
VA
Active
37
$450,000$110,035 equity gap
Rate
6.35%
7.40%today
Payment
$2,162/mo
$2,406today
  • 5beds
  • 3baths
  • 2,644sqft

135 Sabra Court, Apple Valley

13799 Heywood Court, Apple Valley, MN, 55124 — assumable FHA mortgage at 5.97%
FHA
Active
36
$250,000$150,721 equity gap
Rate
5.97%
7.40%today
Payment
$977/mo
$1,131today
  • 3beds
  • 2baths
  • 1,325sqft

13799 Heywood Court, Apple Valley

14324 Glenda Drive, Apple Valley, MN, 55124 — assumable FHA mortgage at 6.81%
FHA
Active
20
$245,000$22,075 equity gap
Rate
6.81%
7.40%today
Payment
$1,506/mo
$1,598today
  • 2beds
  • 1baths
  • 1,082sqft

14324 Glenda Drive, Apple Valley

Assuming a mortgage in Apple Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$492 /mo
Median cash to assume
$110,821
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.