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Assumable homes for sale in Apple Valley, MN

126 homesFHA & VA loansrates from 2.24% vs 7.40% today

Apple Valley assumption guide
5180 185th Street, Farmington, MN, 55024 — assumable VA mortgage at 2.78%
VA
Active
42
$354,777$51,359 equity gap
Rate
2.78%
7.40%today
Payment
$1,401/mo
$2,367today
  • 4beds
  • 2baths
  • 2,012sqft

5180 185th Street, Farmington

10470 169th Street, Lakeville, MN, 55044 — assumable VA mortgage at 2.86%
VA
Active
44
$425,000$67,279 equity gap
Rate
2.86%
7.40%today
Payment
$1,652/mo
$2,762today
  • 3beds
  • 2baths
  • 1,960sqft

10470 169th Street, Lakeville

1005 105th Street, Bloomington, MN, 55431 — assumable VA mortgage at 2.87%
VA
Active
24
$260,000$47,271 equity gap
Rate
2.87%
7.40%today
Payment
$992/mo
$1,657today
  • 3beds
  • 3baths
  • 1,760sqft

1005 105th Street, Bloomington

7632 157th Street #200, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.03%
FHA
Active
31
$125,000$24,310 equity gap
Rate
3.03%
7.40%today
Payment
$492/mo
$806today
  • 1beds
  • 1baths
  • 701sqft

7632 157th Street #200, Apple Valley

20192 Akin Road, Farmington, MN, 55024 — assumable VA mortgage at 2.67%
VA
Active
53
$465,000$120,915 equity gap
Rate
2.67%
7.40%today
Payment
$1,648/mo
$2,789today
  • 4beds
  • 2baths
  • 2,056sqft

20192 Akin Road, Farmington

829 Mcintosh Drive, Apple Valley, MN, 55124 — assumable FHA mortgage at 2.87%
FHA
Active
32
$375,000$103,029 equity gap
Rate
2.87%
7.40%today
Payment
$1,266/mo
$2,113today
  • 4beds
  • 2baths
  • 2,387sqft

829 Mcintosh Drive, Apple Valley

14014 Park Avenue, Burnsville, MN, 55337 — assumable FHA mortgage at 2.97%
FHA
Active
46
$275,000$63,943 equity gap
Rate
2.97%
7.40%today
Payment
$1,002/mo
$1,652today
  • 2beds
  • 2baths
  • 1,088sqft

14014 Park Avenue, Burnsville

1721 Deerwood Drive, Eagan, MN, 55122 — assumable FHA mortgage at 3.03%
FHA
Active
46
$385,000$103,935 equity gap
Rate
3.03%
7.40%today
Payment
$1,371/mo
$2,243today
  • 4beds
  • 2baths
  • 1,756sqft

1721 Deerwood Drive, Eagan

18374 Hamby Way, Lakeville, MN, 55044 — assumable VA mortgage at 3.85%
VA
Active
32
$479,900$43,320 equity gap
Rate
3.85%
7.40%today
Payment
$2,233/mo
$3,299today
  • 3beds
  • 2baths
  • 1,801sqft

18374 Hamby Way, Lakeville

14600 Hallmark Drive, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.24%
FHA
Active
52
$375,000$111,607 equity gap
Rate
3.24%
7.40%today
Payment
$1,323/mo
$2,108today
  • 4beds
  • 2baths
  • 2,314sqft

14600 Hallmark Drive, Apple Valley

18328 Glastonbury Drive, Lakeville, MN, 55044 — assumable VA mortgage at 3.45%
VA
Active
32
$399,000$110,836 equity gap
Rate
3.45%
7.40%today
Payment
$1,489/mo
$2,311today
  • 4beds
  • 4baths
  • 2,599sqft

18328 Glastonbury Drive, Lakeville

4302 Mccoll Drive, Savage, MN, 55378 — assumable VA mortgage at 2.73%
VA
Active
48
$309,900$95,498 equity gap
Rate
2.73%
7.40%today
Payment
$996/mo
$1,694today
  • 3beds
  • 3baths
  • 2,001sqft

4302 Mccoll Drive, Savage

3818 192nd Street, Farmington, MN, 55024 — assumable FHA mortgage at 2.77%
FHA
Active
52
$464,900$156,542 equity gap
Rate
2.77%
7.40%today
Payment
$1,449/mo
$2,452today
  • 3beds
  • 3baths
  • 2,362sqft

3818 192nd Street, Farmington

404 Cimarron Road, Apple Valley, MN, 55124 — assumable FHA mortgage at 2.87%
FHA
Active
24
$385,000$122,203 equity gap
Rate
2.87%
7.40%today
Payment
$1,229/mo
$2,051today
  • 4beds
  • 3baths
  • 2,110sqft

404 Cimarron Road, Apple Valley

6204 176th Street, Lakeville, MN, 55024 — assumable VA mortgage at 2.87%
VA
Active
47
$468,000$178,776 equity gap
Rate
2.87%
7.40%today
Payment
$1,381/mo
$2,306today
  • 4beds
  • 2baths
  • 2,267sqft

6204 176th Street, Lakeville

1801 River Hills Drive, Burnsville, MN, 55337 — assumable VA mortgage at 2.97%
VA
Active
50
$365,000$114,587 equity gap
Rate
2.97%
7.40%today
Payment
$1,189/mo
$1,960today
  • 3beds
  • 2baths
  • 1,845sqft

1801 River Hills Drive, Burnsville

18699 Kalmar Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.01%
FHA
Active
16
$369,900$130,248 equity gap
Rate
3.01%
7.40%today
Payment
$1,167/mo
$1,914today
  • 2beds
  • 2baths
  • 1,576sqft

18699 Kalmar Court, Lakeville

15576 Finch Avenue, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.12%
FHA
Active
38
$248,900$96,452 equity gap
Rate
3.12%
7.40%today
Payment
$725/mo
$1,172today
  • 2beds
  • 2baths
  • 1,624sqft

15576 Finch Avenue, Apple Valley

16515 Frazer Way, Rosemount, MN, 55068 — assumable VA mortgage at 3.69%
VA
Active
42
$350,000$94,681 equity gap
Rate
3.69%
7.40%today
Payment
$1,361/mo
$2,050today
  • 3beds
  • 2baths
  • 1,542sqft

16515 Frazer Way, Rosemount

6750 158th Street, Apple Valley, MN, 55124 — assumable FHA mortgage at 4.42%
FHA
Active
33
$339,900$22,503 equity gap
Rate
4.42%
7.40%today
Payment
$1,725/mo
$2,379today
  • 4beds
  • 4baths
  • 2,030sqft

6750 158th Street, Apple Valley

12692 Monterey Avenue, Savage, MN, 55378 — assumable FHA mortgage at 3.23%
FHA
Active
24
$369,900$125,254 equity gap
Rate
3.23%
7.40%today
Payment
$1,228/mo
$1,958today
  • 4beds
  • 2baths
  • 1,905sqft

12692 Monterey Avenue, Savage

7737 205th Street, Lakeville, MN, 55044 — assumable FHA mortgage at 3.29%
FHA
Active
30
$479,000$174,422 equity gap
Rate
3.29%
7.40%today
Payment
$1,545/mo
$2,446today
  • 4beds
  • 3baths
  • 2,005sqft

7737 205th Street, Lakeville

4636 Heritage Hills Drive, Bloomington, MN, 55437 — assumable VA mortgage at 2.24%
VA
Active
38
$399,999$342,831 equity gap
Rate
2.24%
7.40%today
Payment
$549/mo
$772today
  • 4beds
  • 2baths
  • 2,443sqft

4636 Heritage Hills Drive, Bloomington

19447 Elkridge Trail, Farmington, MN, 55024 — assumable VA mortgage at 2.27%
VA
Active
46
$509,900$300,367 equity gap
Rate
2.27%
7.40%today
Payment
$1,968/mo
$2,764today
  • 5beds
  • 4baths
  • 3,234sqft

19447 Elkridge Trail, Farmington

15712 Crocus Avenue, Rosemount, MN, 55068 — assumable VA mortgage at 2.60%
VA
Active
32
$439,000$178,966 equity gap
Rate
2.60%
7.40%today
Payment
$1,218/mo
$2,106today
  • 4beds
  • 3baths
  • 2,152sqft

15712 Crocus Avenue, Rosemount

18576 Euclid Path, Farmington, MN, 55024 — assumable VA mortgage at 2.68%
VA
Active
37
$299,900$122,256 equity gap
Rate
2.68%
7.40%today
Payment
$825/mo
$1,412today
  • 3beds
  • 3baths
  • 2,108sqft

18576 Euclid Path, Farmington

2601 Brookview Drive, Burnsville, MN, 55337 — assumable VA mortgage at 2.72%
VA
Active
26
$360,000$189,407 equity gap
Rate
2.72%
7.40%today
Payment
$797/mo
$1,358today
  • 4beds
  • 3baths
  • 1,774sqft

2601 Brookview Drive, Burnsville

20749 Italy Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 2.74%
VA
Active
39
$387,900$186,478 equity gap
Rate
2.74%
7.40%today
Payment
$939/mo
$1,595today
  • 4beds
  • 2baths
  • 1,890sqft

20749 Italy Avenue, Lakeville

14669 Danbury Avenue, Rosemount, MN, 55068 — assumable VA mortgage at 2.78%
VA
Active
25
$305,000$142,632 equity gap
Rate
2.78%
7.40%today
Payment
$752/mo
$1,270today
  • 4beds
  • 1baths
  • 1,790sqft

14669 Danbury Avenue, Rosemount

13615 Pleasant Lane, Burnsville, MN, 55337 — assumable VA mortgage at 2.88%
VA
Active
47
$445,000$237,499 equity gap
Rate
2.88%
7.40%today
Payment
$996/mo
$1,662today
  • 4beds
  • 3baths
  • 2,513sqft

13615 Pleasant Lane, Burnsville

15171 Claret Circle, Rosemount, MN, 55068 — assumable VA mortgage at 2.96%
VA
Active
31
$400,000$191,357 equity gap
Rate
2.96%
7.40%today
Payment
$1,010/mo
$1,668today
  • 3beds
  • 3baths
  • 2,265sqft

15171 Claret Circle, Rosemount

1701 James Place, Burnsville, MN, 55337 — assumable FHA mortgage at 2.97%
FHA
Active
33
$420,000$190,611 equity gap
Rate
2.97%
7.40%today
Payment
$1,120/mo
$1,825today
  • 4beds
  • 3baths
  • 2,237sqft

1701 James Place, Burnsville

17126 Jonathan Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.21%
FHA
Active
36
$600,000$590,490 equity gap
Rate
3.21%
7.40%today
Payment
$56/mo
$84today
  • 5beds
  • 4baths
  • 3,835sqft

17126 Jonathan Court, Lakeville

7522 Southridge Court, Savage, MN, 55378 — assumable FHA mortgage at 3.58%
FHA
Active
23
$275,000$109,409 equity gap
Rate
3.58%
7.40%today
Payment
$877/mo
$1,339today
  • 2beds
  • 2baths
  • 1,334sqft

7522 Southridge Court, Savage

19780 Java Path, Lakeville, MN, 55044 — assumable FHA mortgage at 3.38%
FHA
Active
63
$439,000$304,756 equity gap
Rate
3.38%
7.40%today
Payment
$857/mo
$1,341today
  • 4beds
  • 2baths
  • 1,830sqft

19780 Java Path, Lakeville

13390 Hughes Court, Apple Valley, MN, 55124 — assumable VA mortgage at 3.41%
VA
Active
37
$260,000$181,179 equity gap
Rate
3.41%
7.40%today
Payment
$521/mo
$813today
  • 2beds
  • 2baths
  • 1,263sqft

13390 Hughes Court, Apple Valley

Assuming a mortgage in Apple Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.24%
Lowest existing payment
$317 /mo
Median cash to assume
$156,957
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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