Assumable homes for sale in Apple Valley, CA

18 homesFHA & VA loansrates from 2.68% vs 7.40% today

Apple Valley assumption guide
21903 Esaws, Apple Valley, CA, 92307 — assumable VA mortgage at 3.01%
VA
Active
33
$315,000$38,823 equity gap
Rate
3.01%
7.40%today
Payment
$1,302/mo
$2,136today
  • 4beds
  • 2baths
  • 1,248sqft

21903 Esaws, Apple Valley

14065 Hopi Road, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.68%
FHA
Active
$550,000$280,257 equity gap
Rate
2.68%
7.40%today
Payment
$1,255/mo
$2,149today
  • 4beds
  • 5baths
  • 1,932sqft

14065 Hopi Road, Apple Valley

15616 Winnebago, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.79%
FHA
Active
28
$514,900$258,755 equity gap
Rate
2.79%
7.40%today
Payment
$1,201/mo
$2,026today
  • 4beds
  • 3baths
  • 2,259sqft

15616 Winnebago, Apple Valley

20786 Highway 18, Apple Valley, CA, 92307 — assumable FHA mortgage at 2.89%
FHA
Active
9
$439,900$239,881 equity gap
Rate
2.89%
7.40%today
Payment
$959/mo
$1,598today
  • 3beds
  • 2baths
  • 1,748sqft

20786 Highway 18, Apple Valley

20158 Yucca Loma Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.96%
VA
Active
47
$549,900$330,734 equity gap
Rate
2.96%
7.40%today
Payment
$1,037/mo
$1,712today
  • 3beds
  • 3baths
  • 2,780sqft

20158 Yucca Loma Road, Apple Valley

14010 Jicarilla Rd, Apple Valley, CA, 92307 — assumable FHA mortgage at 3.45%
FHA
Active
18
$518,000$179,433 equity gap
Rate
3.45%
7.40%today
Payment
$1,665/mo
$2,583today
  • 3beds
  • 3baths
  • 2,384sqft

14010 Jicarilla Rd, Apple Valley

13922 Jicarilla Road, Apple Valley, CA, 92307 — assumable FHA mortgage at 3.28%
FHA
Active
38
$575,000$410,251 equity gap
Rate
3.28%
7.40%today
Payment
$831/mo
$1,317today
  • 4beds
  • 2baths
  • 1,868sqft

13922 Jicarilla Road, Apple Valley

16375 Sago Road, Apple Valley, CA, 92307 — assumable FHA mortgage at 3.50%
FHA
Active
35
$390,000$217,230 equity gap
Rate
3.50%
7.40%today
Payment
$896/mo
$1,381today
  • 3beds
  • 3baths
  • 2,043sqft

16375 Sago Road, Apple Valley

14151 Hopi Road, Apple Valley, CA, 92307 — assumable VA mortgage at 3.89%
VA
Active
60
$495,000$177,430 equity gap
Rate
3.89%
7.40%today
Payment
$1,635/mo
$2,403today
  • 3beds
  • 2baths
  • 1,912sqft

14151 Hopi Road, Apple Valley

20255 Rimrock Road, Apple Valley, CA, 92307 — assumable VA mortgage at 5.10%
VA
Active
55
$389,888$21,852 equity gap
Rate
5.10%
7.40%today
Payment
$2,138/mo
$2,727today
  • 3beds
  • 2baths
  • 1,516sqft

20255 Rimrock Road, Apple Valley

15620 Erie Road, Apple Valley, CA, 92307 — assumable FHA mortgage at 5.00%
FHA
Active
53
$600,000$143,961 equity gap
Rate
5.00%
7.40%today
Payment
$2,635/mo
$3,399today
  • 4beds
  • 2baths
  • 2,076sqft

15620 Erie Road, Apple Valley

14118 Fresian, Apple Valley, CA, 92307 — assumable VA mortgage at 6.30%
VA
Active
24
$545,000$24,535 equity gap
Rate
6.30%
7.40%today
Payment
$3,250/mo
$3,635today
  • 4beds
  • 2baths
  • 2,158sqft

14118 Fresian, Apple Valley

15189 Tonikan, Apple Valley, CA, 92307 — assumable FHA mortgage at 5.66%
FHA
Active
39
$400,000$47,678 equity gap
Rate
5.66%
7.40%today
Payment
$2,156/mo
$2,583today
  • 3beds
  • 2baths
  • 1,756sqft

15189 Tonikan, Apple Valley

21798 Standing Rock Ave, Apple Valley, CA, 92307 — assumable FHA mortgage at 6.64%
FHA
Active
24
$340,000$44,327 equity gap
Rate
6.64%
7.40%today
Payment
$1,952/mo
$2,108today
  • 2beds
  • 1baths
  • 957sqft

21798 Standing Rock Ave, Apple Valley

15029 Temecula, Apple Valley, CA, 92307 — assumable VA mortgage at 6.78%
VA
Active
23
$644,000$117,387 equity gap
Rate
6.78%
7.40%today
Payment
$3,499/mo
$3,724today
  • 4beds
  • 2baths
  • 1,950sqft

15029 Temecula, Apple Valley

14435 Iroquois Road, Apple Valley, CA, 92308 — assumable FHA mortgage at 4.85%
FHA
Active
35
$349,500$316,284 equity gap
Rate
4.85%
7.40%today
Payment
$290/mo
$381today
  • 3beds
  • 2baths
  • 1,245sqft

14435 Iroquois Road, Apple Valley

19924 Cronese, Apple Valley, CA, 92308 — assumable FHA mortgage at 6.47%
FHA
Active
62
$649,900$165,877 equity gap
Rate
6.47%
7.40%today
Payment
$3,119/mo
$3,427today
  • 4beds
  • 4baths
  • 3,819sqft

19924 Cronese, Apple Valley

20061 Seneca, Apple Valley, CA, 92307 — assumable FHA mortgage at 6.81%
FHA
Active
41
$449,900$329,309 equity gap
Rate
6.81%
7.40%today
Payment
$797/mo
$845today
  • 4beds
  • 2baths
  • 2,172sqft

20061 Seneca, Apple Valley

Assuming a mortgage in Apple Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$797 /mo
Median cash to assume
$178,432
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.