Assumable homes for sale in Altoona, FL

29 homesFHA & VA loansrates from 2.84% vs 7.40% today

Altoona assumption guide
12000 PALE GRASS Way, Leesburg, FL, 34788 — assumable FHA mortgage at 3.05%
FHA
Active
92
$291,000$62,479 equity gap
Rate
3.05%
7.40%today
Payment
$1,099/mo
$1,794today
  • 5beds
  • 3baths
  • 1,944sqft

12000 PALE GRASS Way, Leesburg

1308 JEAN Court, Eustis, FL, 32726 — assumable FHA mortgage at 3.09%
FHA
Active
19
$235,000$71,289 equity gap
Rate
3.09%
7.40%today
Payment
$779/mo
$1,265today
  • 3beds
  • 2baths
  • 1,250sqft

1308 JEAN Court, Eustis

10528 BRONZE LEAF Court, Leesburg, FL, 34788 — assumable FHA mortgage at 3.26%
FHA
Active
58
$330,000$109,002 equity gap
Rate
3.26%
7.40%today
Payment
$1,112/mo
$1,768today
  • 5beds
  • 4baths
  • 2,807sqft

10528 BRONZE LEAF Court, Leesburg

PINE VALLEY Drive, Paisley, FL, 32767 — assumable FHA mortgage at 2.84%
FHA
Active
6
$92,000Potential short sale
Rate
2.84%
7.40%today
Payment
$811/mo
$1,360today
  • —beds
  • —baths
  • —sqft

PINE VALLEY Drive, Paisley

2586 PLUMADORE Drive, Grand Island, FL, 32735 — assumable FHA mortgage at 2.93%
FHA
Active
37
$440,000$292,954 equity gap
Rate
2.93%
7.40%today
Payment
$871/mo
$1,337today
  • 5beds
  • 3baths
  • 2,601sqft

2586 PLUMADORE Drive, Grand Island

24107 MILFORD Drive, Eustis, FL, 32736 — assumable FHA mortgage at 2.99%
FHA
Active
19
$481,995$198,972 equity gap
Rate
2.99%
7.40%today
Payment
$1,344/mo
$2,209today
  • 4beds
  • 3baths
  • 2,495sqft

24107 MILFORD Drive, Eustis

362 LAKE Street, Umatilla, FL, 32784 — assumable FHA mortgage at 3.01%
FHA
Active
40
$339,999$148,916 equity gap
Rate
3.01%
7.40%today
Payment
$903/mo
$1,481today
  • 3beds
  • 2baths
  • 1,341sqft

362 LAKE Street, Umatilla

24215 WELDON Drive, Eustis, FL, 32736 — assumable FHA mortgage at 3.45%
FHA
Active
57
$549,900$169,278 equity gap
Rate
3.45%
7.40%today
Payment
$1,872/mo
$2,904today
  • 5beds
  • 4baths
  • 3,650sqft

24215 WELDON Drive, Eustis

13144 LAUREL CREST Court, Grand Island, FL, 32735 — assumable FHA mortgage at 4.16%
FHA
Active
20
$360,000$103,032 equity gap
Rate
4.16%
7.40%today
Payment
$1,359/mo
$1,933today
  • 3beds
  • 2baths
  • 2,042sqft

13144 LAUREL CREST Court, Grand Island

33647 SKY BLOSSOM Circle, Leesburg, FL, 34788 — assumable FHA mortgage at 5.23%
FHA
Active
19
$300,000$7,866 equity gap
Rate
5.23%
7.40%today
Payment
$1,717/mo
$2,158today
  • 3beds
  • 2baths
  • 1,540sqft

33647 SKY BLOSSOM Circle, Leesburg

413 SPLIT OAK Court, Eustis, FL, 32736 — assumable FHA mortgage at 3.90%
FHA
Active
33
$299,000$205,329 equity gap
Rate
3.90%
7.40%today
Payment
$579/mo
$850today
  • 3beds
  • 3baths
  • 1,778sqft

413 SPLIT OAK Court, Eustis

3029 PINE COVE Place, Eustis, FL, 32726 — assumable VA mortgage at 3.95%
VA
Active
42
$349,900$272,462 equity gap
Rate
3.95%
7.40%today
Payment
$555/mo
$810today
  • 3beds
  • 2baths
  • 1,401sqft

3029 PINE COVE Place, Eustis

40145 7TH Avenue, Umatilla, FL, 32784 — assumable FHA mortgage at 4.04%
FHA
Active
20
$530,000$406,578 equity gap
Rate
4.04%
7.40%today
Payment
$779/mo
$1,124today
  • 4beds
  • 3baths
  • 2,347sqft

40145 7TH Avenue, Umatilla

34024 SKY BLOSSOM Circle, Leesburg, FL, 34788 — assumable FHA mortgage at 6.31%
FHA
Active
40
$331,500$16,459 equity gap
Rate
6.31%
7.40%today
Payment
$2,044/mo
$2,284today
  • 4beds
  • 2baths
  • 1,850sqft

34024 SKY BLOSSOM Circle, Leesburg

13500 BISCAYNE Drive, Grand Island, FL, 32735 — assumable VA mortgage at 6.85%
VA
Active
16
$369,500$7,372 equity gap
Rate
6.85%
7.40%today
Payment
$2,411/mo
$2,548today
  • 3beds
  • 2baths
  • 1,844sqft

13500 BISCAYNE Drive, Grand Island

182 AMBERWOOD Way, Umatilla, FL, 32784 — assumable FHA mortgage at 6.89%
FHA
Active
50
$365,000$7,120 equity gap
Rate
6.89%
7.40%today
Payment
$2,390/mo
$2,515today
  • 5beds
  • 3baths
  • 2,457sqft

182 AMBERWOOD Way, Umatilla

34535 SHELLBACK Street, Leesburg, FL, 34788 — assumable FHA mortgage at 5.55%
FHA
Active
36
$400,000$65,302 equity gap
Rate
5.55%
7.40%today
Payment
$2,017/mo
$2,447today
  • 4beds
  • 3baths
  • 2,635sqft

34535 SHELLBACK Street, Leesburg

530-532 PARK Avenue, Umatilla, FL, 32784 — assumable FHA mortgage at 5.22%
FHA
Active
15
$375,000$84,266 equity gap
Rate
5.22%
7.40%today
Payment
$1,702/mo
$2,141today
  • 4beds
  • 2baths
  • 1,938sqft

530-532 PARK Avenue, Umatilla

12918 CARA Court, Grand Island, FL, 32735 — assumable FHA mortgage at 6.22%
FHA
Active
35
$378,490$28,474 equity gap
Rate
6.22%
7.40%today
Payment
$2,169/mo
$2,447today
  • 4beds
  • 2baths
  • 2,277sqft

12918 CARA Court, Grand Island

2769 LIMERICK Circle, Grand Island, FL, 32735 — assumable FHA mortgage at 6.60%
FHA
Active
26
$349,900$33,543 equity gap
Rate
6.60%
7.40%today
Payment
$2,057/mo
$2,230today
  • 4beds
  • 2baths
  • 1,883sqft

2769 LIMERICK Circle, Grand Island

8602 TREASURE ISLAND Road, Leesburg, FL, 34788 — assumable FHA mortgage at 6.81%
FHA
Active
7
$165,000Potential short sale
Rate
6.81%
7.40%today
Payment
$1,282/mo
$1,360today
  • 3beds
  • 2baths
  • 1,406sqft

8602 TREASURE ISLAND Road, Leesburg

535 DARSHIRE Avenue, Eustis, FL, 32736 — assumable FHA mortgage at 7.08%
FHA
Active
32
$455,000$44,252 equity gap
Rate
7.08%
7.40%today
Payment
$2,871/mo
$2,964today
  • 5beds
  • 3baths
  • 3,216sqft

535 DARSHIRE Avenue, Eustis

41428 TARPON Avenue, Umatilla, FL, 32784 — assumable FHA mortgage at 6.08%
FHA
Active
53
$439,000$125,522 equity gap
Rate
6.08%
7.40%today
Payment
$1,938/mo
$2,219today
  • 4beds
  • 2baths
  • 1,648sqft

41428 TARPON Avenue, Umatilla

24821 OLD DEER Road, Paisley, FL, 32767 — assumable FHA mortgage at 6.18%
FHA
Active
40
$335,000$126,630 equity gap
Rate
6.18%
7.40%today
Payment
$1,297/mo
$1,466today
  • 4beds
  • 2baths
  • 2,280sqft

24821 OLD DEER Road, Paisley

W SEVENTH Avenue, Umatilla, FL, 32784 — assumable FHA mortgage at 6.11%
FHA
Active
11
$29,000Potential short sale
Rate
6.11%
7.40%today
Payment
$2,025/mo
$2,311today
  • —beds
  • —baths
  • —sqft

W SEVENTH Avenue, Umatilla

42135 PINE VALLEY Drive, Paisley, FL, 32767 — assumable FHA mortgage at 6.50%
FHA
Active
20
$149,900$138,254 equity gap
Rate
6.50%
7.40%today
Payment
$77/mo
$84today
  • 3beds
  • 2baths
  • 1,728sqft

42135 PINE VALLEY Drive, Paisley

17819 PALM Street, Umatilla, FL, 32784 — assumable VA mortgage at 6.84%
VA
Active
46
$399,900$213,295 equity gap
Rate
6.84%
7.40%today
Payment
$1,244/mo
$1,316today
  • 3beds
  • 2baths
  • 1,985sqft

17819 PALM Street, Umatilla

22932 WILL MURPHY Road, Umatilla, FL, 32784 — assumable FHA mortgage at 6.91%
FHA
Active
14
$569,000$555,452 equity gap
Rate
6.91%
7.40%today
Payment
$96/mo
$100today
  • 2beds
  • 2baths
  • 1,348sqft

22932 WILL MURPHY Road, Umatilla

955 BEAR HAMMOCK Drive, Umatilla, FL, 32784 — assumable FHA mortgage at 6.96%
FHA
Active
31
$280,000Potential short sale
Rate
6.96%
7.40%today
Payment
$2,212/mo
$2,311today
  • 4beds
  • 2baths
  • 1,867sqft

955 BEAR HAMMOCK Drive, Umatilla

Assuming a mortgage in Altoona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$555 /mo
Median cash to assume
$109,002
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.