Assumable homes for sale in Aliso Viejo, CA

9 homesVA & FHA loansrates from 2.77% vs 7.40% today

Aliso Viejo assumption guide
11 Barbados Drive, Aliso Viejo, CA, 92656 — assumable VA mortgage at 2.77%
VA
Active
57
$1,240,000$605,005 equity gap
Rate
2.77%
7.40%today
Payment
$2,929/mo
$4,955today
  • 3beds
  • 3baths
  • 1,561sqft

11 Barbados Drive, Aliso Viejo

22681 Oakgrove #426, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 6.82%
FHA
Active
36
$665,000$47,957 equity gap
Rate
6.82%
7.40%today
Payment
$4,137/mo
$4,385today
  • 2beds
  • 2baths
  • 1,007sqft

22681 Oakgrove #426, Aliso Viejo

23455 El Reposa, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.62%
VA
Active
35
$720,000$87,121 equity gap
Rate
6.62%
7.40%today
Payment
$4,170/mo
$4,512today
  • 3beds
  • 2baths
  • 1,240sqft

23455 El Reposa, Aliso Viejo

22121 Padova, Laguna Hills, CA, 92653 — assumable VA mortgage at 5.66%
VA
Active
46
$1,138,000$241,642 equity gap
Rate
5.66%
7.40%today
Payment
$5,478/mo
$6,563today
  • 4beds
  • 2baths
  • 1,366sqft

22121 Padova, Laguna Hills

23475 Los Grandes, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.95%
VA
Active
25
$765,000$299,644 equity gap
Rate
6.95%
7.40%today
Payment
$3,144/mo
$3,289today
  • 3beds
  • 2baths
  • 1,240sqft

23475 Los Grandes, Aliso Viejo

170 Montara Drive, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 5.92%
FHA
Active
45
$885,900$582,910 equity gap
Rate
5.92%
7.40%today
Payment
$3,235/mo
$3,768today
  • 3beds
  • 3baths
  • 1,476sqft

170 Montara Drive, Aliso Viejo

23442 Via San Pablo, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
32
$659,900$459,149 equity gap
Rate
8.099%
7.40%today
Payment
$1,689/mo
$1,579today
  • 3beds
  • 2baths
  • 1,240sqft

23442 Via San Pablo, Aliso Viejo

24801 Via San Marco, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
27
$669,900$418,961 equity gap
Rate
8.099%
7.40%today
Payment
$2,111/mo
$1,973today
  • 3beds
  • 2baths
  • 1,240sqft

24801 Via San Marco, Aliso Viejo

23526 Los Adornos, Aliso Viejo, CA, 92656 — assumable VA mortgage
VA
Active
23
$650,000$650,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,240sqft

23526 Los Adornos, Aliso Viejo

Assuming a mortgage in Aliso Viejo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$1,689 /mo
Median cash to assume
$418,961
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.