Assumable homes for sale in Alachua, FL

6 homesFHA & VA loansrates from 3.56% vs 7.40% today

Alachua assumption guide
12327 159TH Way, Alachua, FL, 32615 — assumable VA mortgage at 3.56%
VA
Active
53
$344,900$45,405 equity gap
Rate
3.56%
7.40%today
Payment
$1,491/mo
$2,281today
  • 4beds
  • 2baths
  • 1,618sqft

12327 159TH Way, Alachua

14004 158TH Avenue, Alachua, FL, 32615 — assumable FHA mortgage at 6.19%
FHA
Active
27
$196,900$19,473 equity gap
Rate
6.19%
7.40%today
Payment
$1,094/mo
$1,238today
  • 3beds
  • 2baths
  • 1,025sqft

14004 158TH Avenue, Alachua

12635 162ND Drive, Alachua, FL, 32615 — assumable FHA mortgage at 6.84%
FHA
Active
39
$370,000$37,997 equity gap
Rate
6.84%
7.40%today
Payment
$2,198/mo
$2,325today
  • 3beds
  • 3baths
  • 1,565sqft

12635 162ND Drive, Alachua

12104 162ND Drive, Alachua, FL, 32615 — assumable FHA mortgage at 6.17%
FHA
Active
59
$295,000$67,860 equity gap
Rate
6.17%
7.40%today
Payment
$1,398/mo
$1,585today
  • 3beds
  • 2baths
  • 1,620sqft

12104 162ND Drive, Alachua

12377 157TH Terrace, Alachua, FL, 32615 — assumable FHA mortgage at 6.82%
FHA
Active
30
$469,000$129,216 equity gap
Rate
6.82%
7.40%today
Payment
$2,276/mo
$2,412today
  • 4beds
  • 3baths
  • 2,516sqft

12377 157TH Terrace, Alachua

16603 168TH Terrace, Alachua, FL, 32615 — assumable VA mortgage at 6.69%
VA
Active
42
$339,000$241,836 equity gap
Rate
6.69%
7.40%today
Payment
$645/mo
$692today
  • 3beds
  • 2baths
  • 1,565sqft

16603 168TH Terrace, Alachua

Assuming a mortgage in Alachua

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.56%
Lowest existing payment
$645 /mo
Median cash to assume
$56,632
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.